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Bank in Ridgewood, NYChecked Oct 10, 2026Updated

Ridgewood Savings Bank

Best savings rate
3.75% APY Ridgewood SMART MOVE MONEY MARKET
Best CD rate
3.75% APY for 9 months
Accounts we track
25

Savings accounts

AccountAPYMonthly fee
Ridgewood Holiday Club Account––
Ridgewood Kid’s Club Account––
Ridgewood Passbook Savings Account––
Ridgewood School Passbook Account––
Ridgewood Smart Move Online Savings3.35%None
Ridgewood Statement Savings Account0.25%–
Ridgewood Vacation Club Account––
Ridgewood Vacation and Holiday Club Account––
Ridgewood Youth Savings Account1.50%None

Money market accounts

AccountAPYMonthly fee
Ridgewood Money Market Account–$5
Ridgewood Power Flex Money Market Account–$15
Ridgewood PowerFlex Money Market Account0.35%$15
Ridgewood SMART MOVE MONEY MARKET3.75%$5

Checking accounts

AccountAPYMonthly fee
RIDGEWOOD GOOD–$25
Ridgewood ACORN Checking Account (With Interest)–$10
Ridgewood Acorn Checking Account––
Ridgewood BANKON CHECKING–$5
Ridgewood Basic Banking Account–$3
Ridgewood Checking With Interest Account–$10
Ridgewood Free Green Checking–None
Ridgewood GREEN CHECKING–None
Ridgewood PREMIER CHECKING–None
Ridgewood Premier Rewards Checking–$15
Ridgewood Student Advantage Account–None

CDs

Ridgewood Savings Bank CD rates: 1 CD, up to 3.75% APY for 9 months.

About Ridgewood Savings Bank

Headquarters
Ridgewood, NY
Regulator
Federal Deposit Insurance Corporation
FDIC certificate
16026 · FDIC BankFind record
Federal Reserve RSSD ID
859712
Website
ridgewoodbank.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.