Ridgewood Savings BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

RIDGEWOOD GOOD

$25monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $25 to open
On our list: #329 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $25 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
at least $300 in monthly direct deposit transactions
you enroll in and maintain eStatements
your combined Ridgewood deposits total at least $2,500 at the end of your statement cycle
you are 65 or over
Source · checked Oct 10, 2026
Minimum to open: $25Source · checked Oct 10, 2026
ATM network: Allpoint® and MoneyPass® ATMs worldwideSource · checked Oct 10, 2026
ATMs in the network: 90,000Source · checked Oct 10, 2026
Out-of-network ATM fee: $15Source · checked Oct 10, 2026
Card replacement: $20Source · checked Oct 10, 2026

ATM fee rebatesBill payCheck writingDebit cardDebit rewardsFree checksNo minimum balanceSavings round upsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees