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Ridgewood Savings BankMoney market accountChecked Oct 10, 2026Updated

Ridgewood PowerFlex Money Market Account

0.25%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$25 after fees
Monthly fee
$15 a month
To open
$1,000 to open
On our list
#60 of 152 money market accounts, by a year’s value on $10,000
Visit Ridgewood SavingsThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.20%$2
$5,0000.20%$10
$10,0000.25%$25
$25,0000.35%$88
$50,0000.35%$175
$100,0000.35%$350

Rates by balance

BalanceAPY
$0.01 to $9,999.990.20%
$10,000 to $25,0000.25%
$25,000 and up0.35%

Source: the bank’s rates · as of Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
a balance of $1,000 is maintained at the end of the statement cycleSource · checked Oct 10, 2026
Minimum to open
$1,000Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Branch accessCheck writingInterest bearingMobile walletOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money