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Ridgewood Savings BankChecking accountChecked Oct 10, 2026Updated

Ridgewood BANKON CHECKING

$5monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$25 to open
On our list
#250 of 986 checking accounts, by a year’s value for an everyday customer
Visit Ridgewood SavingsThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
You can easily reduce the $5.00 monthly service fee to $3.00 when you sign up for eStatements.Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
ATM network
Allpoint® and MoneyPass® ATMsSource · checked Oct 10, 2026
ATMs in the network
90,000Source · checked Oct 10, 2026
Out-of-network ATM fee
$15Source · checked Oct 10, 2026
Card replacement
$20Source · checked Oct 10, 2026

Features

Bill payDebit cardDebit rewardsFree checksNo minimum balanceNo overdraft feesSavings round upsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees