Ridgewood Savings BankMoney market accountChecked Oct 10, 2026Updated
Ridgewood SMART MOVE MONEY MARKET
0.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $5 a month
- To open
- $10,000 to open
- On our list
- #111 of 152 money market accounts, by a year’s value on $10,000
Visit Ridgewood SavingsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$60 |
| $5,000 | – | $0 |
| $10,000 | 0.00% | $0 |
| $25,000 | 0.00% | $0 |
| $50,000 | 0.00% | $0 |
| $100,000 | 0.00% | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $10,000 to $75,000 | 3.75% |
| $75,000 to $125,000 | 3.75% |
| $250,000 and up | 0.25% |
| $250,000.01 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingMobile walletOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money