Ridgewood Savings BankSavings accountChecked Oct 10, 2026Updated
Ridgewood Youth Savings Account
1.50%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $150 after fees
- Monthly fee
- No monthly fee
Visit Ridgewood SavingsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 1.50% | $15 |
| $5,000 | 1.50% | $75 |
| $10,000 | 1.50% | $150 |
| $25,000 | 1.50% | $375 |
| $50,000 | 1.50% | $438 |
| $100,000 | 1.50% | $562 |
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $25,000 | 1.50% |
| $25,000.01 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- APY paid on balances up to
- $25,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Near its branchesSource · checked Oct 10, 2026
Features
Branch accessInterest bearingJoint accountsMinor accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money