Bank in Warsaw, INChecked Oct 10, 2026Updated
Lake City Bank
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake City Personal Savings | 0.01% | $6 |
| Lake City Rewards Plus Savings | 0.56% | $10 |
| Lake City Rewards Savings | 0.16% | $9 |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake City Investor’s Money Market | 1.60% | – |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| Lake City Basic Checking | – | $9 |
| Lake City Essential Checking | – | $5 |
| Lake City Rewards Checking | 0.26% | – |
| Lake City Rewards Plus Checking | 1.51% | – |
| Lake City Simple Earnings Checking | 0.85% | None |
| Lake City StartSmart | 0.85% | None |
CDs
Lake City Bank CD rates: 5 CDs, up to 3.90% APY for 13 months.
About Lake City Bank
- Headquarters
- Warsaw, IN
- Regulator
- Federal Reserve
- FDIC certificate
- 13102 · FDIC BankFind record
- Federal Reserve RSSD ID
- 874845
- Website
- lakecitybank.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.