Lake City BankSavings accountChecked Oct 10, 2026Updated
Lake City Rewards Savings
0.01%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $1 after fees
- Monthly fee
- $9 a month
- To open
- $25 to open
- On our list
- #184 of 234 savings accounts, by a year’s value on $10,000
Visit Lake CityThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.01% | $0 |
| $5,000 | 0.01% | $0 |
| $10,000 | 0.01% | $1 |
| $25,000 | 0.26% | $65 |
| $50,000 | 0.16% | $80 |
| $100,000 | 0.16% | $80 |
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 0.16% |
| $50,000 and up | 0.16% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- To earn the APY
- maintain a combined $2,500 balance in eligible Lake City Bank accounts
- maintain a combined $10,000 balance in 3 or more eligible Lake City Bank accounts
- maintain a combined $25,000 balance in 4 or more eligible Lake City Bank accounts
- APY when those aren’t met
- 0.01%Source · checked Oct 10, 2026
- APY paid on balances up to
- $50,000Source · checked Oct 10, 2026
Fees
Who can open it
- Where
- Near its branches in IndianaSource · checked Oct 10, 2026
Features
Automatic savingsBranch accessInterest bearingSavings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money