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Lake City BankSavings accountChecked Oct 10, 2026Updated

Lake City Rewards Plus Savings

0.01%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$1 after fees
Monthly fee
$10 a month
On our list
#193 of 234 savings accounts, by a year’s value on $10,000
Visit Lake CityThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.01%−$120
$5,0000.01%$0
$10,0000.01%$1
$25,0000.01%$2
$50,0000.01%$5
$100,0000.01%$10

Rates by balance

BalanceAPY
Any balance0.56%
$50,000 and up0.56%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

To earn the APY
have 3 or more eligible Lake City Bank accounts
  • maintain a combined $25,000 balance in 4 or more eligible Lake City Bank accounts
Source · checked Oct 10, 2026
APY when those aren’t met
0.01%Source · checked Oct 10, 2026
APY paid on balances up to
$50,000Source · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Maintain a $5,000 average collected balanceSource · checked Oct 10, 2026
ATM network
Debit and ATM cards can be used at any Cirrus/Star network.Source · checked Oct 10, 2026

Who can open it

Where
Near its branches in IndianaSource · checked Oct 10, 2026

Features

Automatic savingsBranch accessInterest bearingSavings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money