Lake City BankChecking accountChecked Oct 10, 2026Updated
Lake City StartSmart
0.85%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $25 to open
Visit Lake CityThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 0.00% |
| $5,000 to $49,999.99 | 0.50% |
| $50,000 and up | 0.85% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
Who can open it
- Minimum age
- 14Source · checked Oct 10, 2026
Features
Bill payBudgeting toolsDebit cardInstant digital cardMinor accountsMobile check depositMobile walletNo overdraft feesOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money