Lake City BankSavings accountChecked Oct 10, 2026Updated
Lake City Personal Savings
0.01%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $1 after fees
- Monthly fee
- $6 a month
- To open
- $25 to open
- On our list
- #187 of 234 savings accounts, by a year’s value on $10,000
Visit Lake CityThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.01% | $0 |
| $5,000 | 0.01% | $0 |
| $10,000 | 0.01% | $1 |
| $25,000 | 0.01% | $2 |
| $50,000 | 0.01% | $5 |
| $100,000 | 0.01% | $10 |
Fees
- Monthly fee
- $6 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a $300 average daily ledger balance
- the primary account owner is younger than age 24
- Minimum to open
- $25Source · checked Oct 10, 2026
- ATM network
- Debit and ATM cards can be used at any Cirrus/Star network.Source · checked Oct 10, 2026
Who can open it
Features
Automatic savingsBranch accessSavings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money