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Lake City BankChecking accountChecked Oct 10, 2026Updated

Lake City Simple Earnings Checking

0.85%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
No monthly fee
To open
$25 to open
On our list
#95 of 986 checking accounts, by a year’s value for an everyday customer
Visit Lake CityThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$0 to $4,999.990.00%
$5,000 to $49,999.990.50%
$50,000 and up0.85%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$5,000Source · checked Oct 10, 2026
APY paid on balances up to
$15,000Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$5,000 minimum balanceSource · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
ATM network
Debit and ATM cards can be used at any Cirrus/Star network ATM.Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardInstant digital cardInterest bearingMobile check depositMobile walletOnline openingOverdraft line of creditZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money