Lake City BankChecking accountChecked Oct 10, 2026Updated
Lake City Rewards Plus Checking
1.51%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- Monthly fee
- Monthly fee not stated
- To open
- $25 to open
- On our list
- #623 of 986 checking accounts, by a year’s value for an everyday customer
Visit Lake CityThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $10,000 to $10,000 | 1.51% |
| $10,000.01 and up | 0.80% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Ways to avoid the monthly fee
- All of these:
- $10,000 minimum ledger balance
- 15 debit card purchases
- 1 direct deposit
- eStatement
- Minimum to open
- $25Source · checked Oct 10, 2026
- ATM network
- Debit and ATM cards can be used at any Cirrus/Star network ATM.Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $25 a monthSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payCheck writingDebit cardInstant digital cardInterest bearingMobile check depositMobile walletOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees