Apple Choice Checking Account

Rate conditions

Balance needed for the APY

$2,500Source · checked Oct 10, 2026

To earn the APY

You must maintain a minimum daily balance of $2,500.00 in your account each day to earn the stated APY.Source · checked Oct 10, 2026

Fees

Monthly fee

$10 a monthSource · checked Oct 10, 2026

Ways to avoid the monthly fee

Any one of these:

• Maintain a $2,500 minimum daily balance in your Choice Checking Account
• enroll in Paperless Statements
• receive one Qualifying ACH Deposit per month

Source · checked Oct 10, 2026

Minimum to open

$100Source · checked Oct 10, 2026

ATM network

Apple Bank ATMs; unlimited reimbursement of ATM operator surcharges worldwideSource · checked Oct 10, 2026

Out-of-network ATM fee

NoneSource · checked Oct 10, 2026

International ATM fee

NoneSource · checked Oct 10, 2026

Foreign transaction fee (debit card)

NoneSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessBudgeting toolsContactless cardDebit cardInterest bearingMobile check depositMobile walletNo foreign transaction feeSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.