Apple BankSavings accountChecked Oct 10, 2026Updated
Apple Simple Savings Account
3.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $303 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #44 of 234 savings accounts, by a year’s value on $10,000
Visit AppleThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.03% | $30 |
| $5,000 | 3.03% | $152 |
| $10,000 | 3.03% | $303 |
| $25,000 | 3.03% | $758 |
| $50,000 | 3.03% | $1,515 |
| $100,000 | 3.03% | $3,030 |
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 3.03% |
| $1 to $49,999.99 | 3.03% |
| $50,000 to $249,999.99 | 3.03% |
| $250,000 to $999,999.99 | 3.03% |
| $1,000,000 and up | 3.03% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1Source · checked Oct 10, 2026
- To earn the APY
- You must maintain a minimum daily balance of $1.00 in your account each day to earn the stated APY.
- once you have established a Simple Checking account in addition to your existing Simple Savings account
- complete five qualifying credit and/or debit transactions (minimum $25.00 per transaction) per month
- APY when those aren’t met
- 3.03%Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- ATM network
- Apple Bank and non-Apple Bank ATMs worldwideSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- New Jersey, New York, FloridaSource · checked Oct 10, 2026
Features
ATM fee rebatesAutomatic savingsBudgeting toolsDebit cardInterest bearingMobile check depositNo foreign transaction feeNo minimum balanceNo overdraft feesOnline openingSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money