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Apple BankSavings accountChecked Oct 10, 2026Updated

Apple Bank Core Savings

1.25%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$125 after fees
Monthly fee
$4 a month
To open
$250 to open
On our list
#66 of 234 savings accounts, by a year’s value on $10,000
Visit AppleThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0001.25%$12
$5,0001.25%$62
$10,0001.25%$125
$25,0001.25%$312
$50,0001.25%$625
$100,0001.25%$1,250

Rates by balance

BalanceAPY
Any balance1.25%
$1 to $49,9991.25%
$50,000 to $250,0001.25%
$250,000 to $1,000,0001.25%
$1,000,000 and up1.25%

Source: the bank’s rates · as of Oct 10, 2026

Fees

Monthly fee
$4 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$4 if minimum daily balance falls below $250 on any day(s) of the month.Source · checked Oct 10, 2026
Minimum to open
$250Source · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026

Features

Branch accessDebit card

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money