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Onpoint CommunityMoney market accountChecked Oct 10, 2026Updated

Onpoint Community FlexSmart Money Market

0.15%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
−$105 after fees
Monthly fee
Monthly fee not stated
On our list
#132 of 152 money market accounts, by a year’s value on $10,000
Visit Onpoint CommunityThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.15%−$118
$5,0000.15%−$112
$10,0000.15%−$105
$25,0000.15%−$82
$50,0000.15%−$45
$100,0000.15%$30

Fees

ATM network
OnPoint, MoneyPass or CO-OP ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Incoming domestic wire
$8Source · checked Oct 10, 2026
Incoming international wire
$8Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026

Features

Check writingDebit card

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money