Onpoint CommunitySavings accountChecked Oct 10, 2026Updated
Onpoint Community Member Savings
3.50%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- No monthly fee
- To open
- $5 to open
Visit Onpoint CommunityThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.50% | $35 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rate conditions
- Balance needed for the APY
- $5Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $5Source · checked Oct 10, 2026
- ATM network
- OnPoint, MoneyPass or CO-OP ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Incoming domestic wire
- $8Source · checked Oct 10, 2026
- Incoming international wire
- $8Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
Features
Interest bearingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money