No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Onpoint CommunitySavings accountChecked Oct 10, 2026Updated

OnPoint Premium Savings

0.00%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$0 after fees
Monthly fee
Monthly fee not stated
On our list
#214 of 234 savings accounts, by a year’s value on $10,000
Visit Onpoint CommunityThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.00%$0
$5,0000.00%$0
$10,0000.00%$0
$25,0000.00%$0
$50,0000.00%$0
$100,0000.00%$0

Rate conditions

Balance needed for the APY
$0Source · checked Oct 10, 2026
To earn the APY
Six qualifying transactions in an OnPoint checking account and an active OnPoint Loyalty Savings account are required to qualify for the OnPoint Premium Savings account.Source · checked Oct 10, 2026
APY paid on balances up to
$100,000Source · checked Oct 10, 2026

Fees

ATM network
OnPoint, MoneyPass or CO-OP ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Incoming domestic wire
$8Source · checked Oct 10, 2026
Incoming international wire
$8Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026

Features

Extended deposit insuranceInterest bearingMobile check depositZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money