Credit union in Portland, ORChecked Oct 10, 2026Updated
Onpoint Community
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| OnPoint Loyalty Savings | 0.35% | – |
| OnPoint Premium Savings | 3.50% | – |
| OnPoint Savers® Account | 5.00% | – |
| Onpoint Community Member Savings | 3.50% | None |
| Onpoint Community Savings Accounts | – | – |
| Onpoint Community Secondary Savings | 0.10% | – |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Onpoint Community FlexSmart Money Market | 0.15% | – |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| OnPoint Checking Account | – | – |
| Onpoint Community Group Banking Interest Checking | – | – |
CDs
Onpoint Community CD rates: 2 CDs, up to 2.51% APY for 1 year.
About Onpoint Community
- Headquarters
- Portland, OR
- Regulator
- National Credit Union Administration
- NCUA charter
- 62745 · NCUA record
- Federal Reserve RSSD ID
- 852393
- Website
- onpointcu.com
- Deposit insurance
- NCUSIF-insured through the NCUA, up to $250,000 per member, per ownership category. How much of yours is covered
From the NCUA's register of institutions. Rates and fees are on each account's page, with their sources.