OceanFirst BankMoney market accountChecked Oct 10, 2026Updated
OceanFirst FirstWave Money Market
0.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$117 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #139 of 152 money market accounts, by a year’s value on $10,000
Visit OceanFirstThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.03% | −$120 |
| $5,000 | 0.03% | −$118 |
| $10,000 | 0.03% | −$117 |
| $25,000 | 0.03% | −$112 |
| $50,000 | 0.05% | −$95 |
| $100,000 | 0.05% | −$70 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $50,000 | 0.03% |
| $50,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money