Bank in Toms River, NJChecked Oct 10, 2026Updated
OceanFirst Bank
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| OceanFirst High Yield Savings Special/+ | – | – |
| OceanFirst Holiday Club | 0.03% | None |
| OceanFirst KidSaveSmart | 0.03% | – |
| OceanFirst SaveFirst Statement | – | None |
| OceanFirst Statement Savings | 0.03% | $5 |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| OceanFirst FirstWave Money Market | 0.05% | – |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| OceanFirst FreeStyle Checking | – | None |
| OceanFirst FreshStart Checking | – | – |
CDs
OceanFirst Bank CD rates: 2 CDs, up to 0.50% APY for 7 years.
About OceanFirst Bank
- Headquarters
- Toms River, NJ
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 28359 · FDIC BankFind record
- Federal Reserve RSSD ID
- 85472
- Website
- oceanfirst.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.