OceanFirst BankSavings accountChecked Oct 10, 2026Updated
OceanFirst Statement Savings
0.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $3 after fees
- Monthly fee
- $5 a month
- To open
- $100 to open
Visit OceanFirstThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.03% | $0 |
| $5,000 | 0.03% | $2 |
| $10,000 | 0.03% | $3 |
| $25,000 | 0.03% | $8 |
| $50,000 | 0.03% | $15 |
| $100,000 | 0.03% | $30 |
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- $100 minimum balanceSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- ATM network
- Access your account at ATMs worldwide when combined with your checking account's OceanFirst Visa® Debit CardSource · checked Oct 10, 2026
Who can open it
- Minimum age
- 13Source · checked Oct 10, 2026
Features
Branch accessInterest bearingMinor accountsOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money