OceanFirst BankChecking accountChecked Oct 10, 2026Updated
OceanFirst FreeStyle Checking
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #306 of 986 checking accounts, by a year’s value for an everyday customer
Visit OceanFirstThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 1Source · checked Oct 10, 2026
- ATM network
- Unlimited Free ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $5 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $15Source · checked Oct 10, 2026
- Early closure fee
- $35Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessCard lockCheck writingDebit cardFree checksInstant digital cardMobile check depositNo minimum balanceOnline openingOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees