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Midland States BankMoney market accountChecked Oct 10, 2026Updated

Midland States Money Market Account

$15monthly fee
A year on $10,000
$0 after fees
To open
$2,500 to open
Visit Midland StatesThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–−$180
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026
To earn the APY
you must be an owner of both a Midland Money Market Account and an eligible Midland High Yield Checking account, with at least one common owner. The High Yield Checking account must remain open, in good standing and meet applicable requirementsSource · checked Oct 10, 2026
Interest compounds
once a monthSource · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
maintain a daily balance of $2,500Source · checked Oct 10, 2026
Minimum to open
$2,500Source · checked Oct 10, 2026
Overdraft transfer fee
$10Source · checked Oct 10, 2026
Early closure fee
$40Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Branch accessCheck writingDebit cardInterest bearingOnline openingOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money