No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Midland States BankChecking accountChecked Oct 10, 2026Updated

Midland States 50+ Interest Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$50 to open
Visit Midland StatesThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$50Source · checked Oct 10, 2026
ATM network
55,000+ Fee-Free ATMsSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026

Who can open it

Minimum age
50Source · checked Oct 10, 2026

Features

Bill payCard lockCheck writingContactless cardDebit cardFree checksInterest bearingJoint accountsMobile check depositMobile walletNo minimum balanceOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees