Bank in Effingham, ILChecked Oct 10, 2026Updated
Midland States Bank
- Accounts we track
- 7
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| Midland States FlexSaver | – | $3 |
| Midland States YouthSaver | – | None |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Midland States Money Market Account | – | $15 |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| Midland States 50+ Interest Checking | – | None |
| Midland States Direct Interest Checking | – | None |
| Midland States High Yield Checking | – | $10 |
| Midland States Totally Free Checking | – | None |
About Midland States Bank
- Headquarters
- Effingham, IL
- Regulator
- Federal Reserve
- FDIC certificate
- 1040 · FDIC BankFind record
- Federal Reserve RSSD ID
- 773247
- Website
- midlandsb.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.