Midland States BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

Midland States Direct Interest Checking

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $50 to open
On our list: #223 of 986 checking accounts, by a year’s value for an everyday customer

Visit Midland StatesThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $0Source · checked Oct 10, 2026
To earn the APY: an ACH transaction, such as a direct deposit or an automatic payment each monthSource · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
ATM network: AllpointSource · checked Oct 10, 2026
ATMs in the network: 55,000Source · checked Oct 10, 2026
Paper statements: NoneSource · checked Oct 10, 2026

Who can open it

Minimum age: 18Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payBudgeting toolsCard lockContactless cardDebit cardInterest bearingJoint accountsMobile check depositMobile walletNo minimum balanceOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees