GreenstateMoney market accountChecked Oct 10, 2026Updated
Greenstate IRA Money Market
0.45%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$75 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #129 of 152 money market accounts, by a year’s value on $10,000
Visit GreenstateThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | −$120 |
| $5,000 | 0.45% | −$98 |
| $10,000 | 0.45% | −$75 |
| $25,000 | 0.75% | $68 |
| $50,000 | 0.75% | $255 |
| $100,000 | 0.85% | $730 |
Rates by balance
| Balance | APY |
|---|---|
| $100 to $4,999.99 | 0.05% |
| $5,000 to $24,999.99 | 0.45% |
| $25,000 to $49,999.99 | 0.75% |
| $50,000 to $99,999.99 | 0.75% |
| $100,000 to $499,999.99 | 0.85% |
| $500,000 and up | 1.15% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Overdraft fee
- $29Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $29Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2%Source · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $29Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council and American Consumer Council.
Features
CD IRAInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money