GreenstateChecking accountChecked Oct 10, 2026Updated
Greenstate GrowGreen Checking
3.00%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $50 to open
- On our list
- #60 of 986 checking accounts, by a year’s value for an everyday customer
Visit GreenstateThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $19,999 | 3.00% |
| $20,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1,000Source · checked Oct 10, 2026
- To earn the APY
- Maintain a minimum $1,000 average daily balance.
- An ACH deposit / (Direct Deposit) or an ACH withdrawal of at least $500 must post and clear the account.
- Make fifteen or more purchases with a GreenState debit or credit card with a minimum of $15 per transaction (purchases must be posted, not pending).
- APY when those aren’t met
- 0.01%Source · checked Oct 10, 2026
- APY paid on balances up to
- $19,999Source · checked Oct 10, 2026
- Interest compounds
- Dividends are calculated on your checking account's average daily balance for the month and paid out on the last day of the month.Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $29Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $34Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- GreenState partners with CO-OP to offer 30,000+ free ATMs nationwide.Source · checked Oct 10, 2026
- ATMs in the network
- 30,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Paper statements
- $3.50 a monthSource · checked Oct 10, 2026
Who can open it
- Where
- Iowa, Illinois, Wisconsin, Nebraska, South DakotaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota.
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council and American Consumer Council.
Features
ATM fee rebatesBill payBranch accessCheck writingContactless cardDebit cardInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingSpending alertsSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees