ESLMoney market accountChecked Oct 10, 2026Updated
ESL Premier Money Maker
0.20%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$160 after fees
- Monthly fee
- $15 a month
- To open
- $10,000 to open
- On our list
- #149 of 152 money market accounts, by a year’s value on $10,000
Visit ESLThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | −$180 |
| $5,000 | 0.10% | −$175 |
| $10,000 | 0.20% | −$160 |
| $25,000 | 0.30% | $75 |
| $50,000 | 0.45% | $225 |
| $100,000 | – | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499.99 | 0.00% |
| $2,500 to $9,999.99 | 0.10% |
| $10,000 to $24,999.99 | 0.20% |
| $25,000 to $49,999.99 | 0.30% |
| $50,000 to $99,999.99 | 0.45% |
| $250,000 and up | 0.50% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Dividends are paid monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Keep your monthly average balance greater than $25,000.Source · checked Oct 10, 2026
- Minimum to open
- $10,000Source · checked Oct 10, 2026
- Overdraft fee
- $5Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
- Card replacement
- NoneSource · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:Source · checked Oct 10, 2026
Features
Bill payBranch accessCheck writingInterest bearingMobile check depositZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money