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ESLChecking accountChecked Oct 10, 2026Updated

ESL Premier Checking

0.05%APY · as of Oct 10, 2026
A year for an everyday customer
$1 fees and interest, $2,000 kept
Monthly fee
$10 a month
To open
$1 to open
On our list
#44 of 986 checking accounts, by a year’s value for an everyday customer
Visit ESLThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$1Source · checked Oct 10, 2026
Interest compounds
compounded monthlySource · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$1,000 average monthly balanceSource · checked Oct 10, 2026
Minimum to open
$1Source · checked Oct 10, 2026
Overdraft fee
$5Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
$5Source · checked Oct 10, 2026
ATM network
ESL ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
NoneSource · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Who can open it

Membership
Membership required:Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payCheck writingDebit cardFree checksInterest bearingOnline openingOverdraft protection transferZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money