ESLSavings accountChecked Oct 10, 2026Updated
ESL Money Maker Account
0.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $10 after fees
- Monthly fee
- No monthly fee
- To open
- $2,500 to open
- On our list
- #135 of 234 savings accounts, by a year’s value on $10,000
Visit ESLThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | $0 |
| $5,000 | – | $0 |
| $10,000 | 0.10% | $10 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.45% | $225 |
| $100,000 | 0.45% | $450 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499.99 | 0.05% |
| $10,000 to $24,999.99 | 0.10% |
| $25,000 to $49,999.99 | 0.25% |
| $50,000 and up | 0.45% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $2,500Source · checked Oct 10, 2026
- Overdraft fee
- $5Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- ATM network
- ESL owned ATMs; all other ESL account types are subject to a charge for any non-ESL ATM withdrawalsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:Source · checked Oct 10, 2026
Features
Bill payBranch accessCash deposit ATMCheck writingInterest bearingMobile check depositNo minimum balanceOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money