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Credit union in Rochester, NYChecked Oct 10, 2026Updated

ESL

Best savings rate
2.10% APY ESL Tiered Savings
Accounts we track
6

Savings accounts

Money market accounts

AccountAPYMonthly fee
ESL Premier Money Maker0.50%$15

Checking accounts

AccountAPYMonthly fee
ESL Free Checking–None
ESL Premier Checking0.05%$10

About ESL

Headquarters
Rochester, NY
Regulator
National Credit Union Administration
NCUA charter
24563 · NCUA record
Federal Reserve RSSD ID
243179
Website
esl.org
Deposit insurance
NCUSIF-insured through the NCUA, up to $250,000 per member, per ownership category. How much of yours is covered

From the NCUA's register of institutions. Rates and fees are on each account's page, with their sources.