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All Onpoint Community accounts

1 CD, 1 IRA CDChecked Oct 10, 2026Updated

Onpoint Community CD rates

2.51%APY for 1 year, its best · as of Oct 10, 2026
3 months
1.50%Certificates of Deposit
6 months
2.01%#131 of 142 on our list
1 year
2.51%#141 of 154 on our list
18 months
2.30%#86 of 91 on our list
2 years
2.36%#107 of 113 on our list
3 years
2.40%#72 of 74 on our list
4 years
2.45%Certificates of Deposit
5 years
2.50%#71 of 73 on our list
Visit Onpoint CommunityPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Certificates of Deposit

TermAPYOn our list
3 months1.50%–
6 months2.01%#131 of 142
1 year2.51%#141 of 154
18 months2.30%#86 of 91
2 years2.36%#107 of 113
3 years2.40%#72 of 74
4 years2.45%–
5 years2.50%#71 of 73

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
We may impose an early withdrawal penalty if you withdraw any of the principal of your Certificate of Deposit account before the maturity date.Source · checked Oct 10, 2026

Traditional & Roth IRA Certificates of Deposit IRA

TermAPYOn our list
3 months1.55%–
6 months2.06%–
2 years2.41%–
5 years2.55%–

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake