First BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

First Inspire Checking

$10monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $100 to open
On our list: #372 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
Direct Deposits totaling $500.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $500.00 or more
Direct Deposits totaling $500.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $500.00 or more
You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $15,000.00 or more (includes consumer and non-consumer accounts)
Source · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
ATM network: Allpoint® NetworkSource · checked Oct 10, 2026
ATMs in the network: 55,000Source · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026
International ATM fee: NoneSource · checked Oct 10, 2026
ATM fees refunded, up to: $10 a monthSource · checked Oct 10, 2026
Paper statements: NoneSource · checked Oct 10, 2026
Cashier’s check: NoneSource · checked Oct 10, 2026

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From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees