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First BankSavings accountChecked Oct 10, 2026Updated

First Kids Cash Savings

4.00%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$21 after fees
Monthly fee
No monthly fee
To open
$5 to open
Visit FirstThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0004.00%$20
$5,0004.00%$20
$10,0004.00%$21
$25,0004.00%$22
$50,0004.00%$25
$100,0004.00%$30

Rates by balance

BalanceAPY
$0 to $5004.00%
$500.01 and up0.01%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

APY paid on balances up to
$500Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$5Source · checked Oct 10, 2026
ATM network
over 55,000 surcharge-free Allpoint® Network ATM locationsSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026

Who can open it

Where
Near its branches in Missouri, Illinois, CaliforniaSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

ATM fee rebatesAutomatic savingsBill payBranch accessInterest bearingMinor accountsMobile check depositOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money