No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

First BankChecking accountChecked Oct 10, 2026Updated

First Performance Checking

1.50%APY · as of Oct 10, 2026
A year for an everyday customer
−$179 fees and interest, $2,000 kept
Monthly fee
$15 a month
To open
$100 to open
On our list
#829 of 986 checking accounts, by a year’s value for an everyday customer
Visit FirstThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$0.01 to $25,0001.50%
$25,000.01 and up0.05%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

To earn the APY
15 or more debit card purchasesSource · checked Oct 10, 2026
APY when those aren’t met
0.05%Source · checked Oct 10, 2026
APY paid on balances up to
$25,000Source · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
5 or more debit card purchasesSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Bill payCard lockDebit cardFree external transfersInterest bearingMobile check depositMobile walletZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money