First BankChecking accountChecked Oct 10, 2026Updated
First Icon Checking
2.60%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$248 fees and interest, $2,000 kept
- Monthly fee
- $25 a month
- To open
- $100 to open
- On our list
- #914 of 986 checking accounts, by a year’s value for an everyday customer
Visit FirstThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $100,000 | 2.60% |
| $100,000.01 and up | 0.20% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more
- Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more
- You have eligible related deposit and loan accounts, and the combined balances from the related deposit and loan accounts (along with this account) total $50,000.00 or more (includes consumer and non-consumer accounts)
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $30Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- Allpoint® NetworkSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $10 a monthSource · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Inactivity fee
- $8Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Missouri, Illinois, CaliforniaSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessCheck writingDebit cardFree checksInterest bearingMobile check depositMobile walletOnline openingOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money