First BankChecking accountChecked Oct 10, 2026Updated
First Imagine Checking
2.60%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$32 fees and interest, $2,000 kept
- Monthly fee
- $5 a month
- To open
- $25 to open
Visit FirstThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $1,000 | 2.60% |
| $1,000.01 and up | 0.20% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- APY paid on balances up to
- $1,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- there is no fee if the primary owner is under 25 years of ageSource · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- ATM network
- Allpoint® NetworkSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- ATM fees refunded, up to
- $10 a monthSource · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Missouri, Illinois, CaliforniaSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessDebit cardInterest bearingMinor accountsMobile check depositMobile walletNo overdraft feesOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money