Apple BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Apple Simple Checking Account

1.01%APY · as of Oct 10, 2026

A year for an everyday customer: $20 fees and interest, $2,000 kept
Monthly fee: No monthly fee
To open: $100 to open
On our list: #4 of 986 checking accounts, by a year’s value for an everyday customer

Visit AppleThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $1Source · checked Oct 10, 2026
To earn the APY: You must maintain a minimum daily balance of $1.00 in your account each day to earn the stated APY.Source · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
ATM network: Apple Bank and non-Apple Bank ATMs worldwideSource · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026
International ATM fee: NoneSource · checked Oct 10, 2026
Foreign transaction fee (debit card): NoneSource · checked Oct 10, 2026

Who can open it

Where: New Jersey, New York, FloridaSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payBudgeting toolsCash deposit ATMCheck writingDebit cardFree checksFree external transfersInterest bearingJoint accountsMobile check depositMobile walletNo foreign transaction feeNo minimum balanceNo overdraft feesOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money