Midland States BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

Midland States High Yield Checking

$10monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $50 to open
On our list: #192 of 986 checking accounts, by a year’s value for an everyday customer

Visit Midland StatesThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $0.01Source · checked Oct 10, 2026
To earn the APY: maintain a daily balance of at least $1,500Source · checked Oct 10, 2026
APY paid on balances up to: $1,500Source · checked Oct 10, 2026

Fees

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: $1,500 daily balanceSource · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
ATM network: 55,000+ Fee-Free ATMsSource · checked Oct 10, 2026
ATMs in the network: 55,000Source · checked Oct 10, 2026

Who can open it

Minimum age: 18Source · checked Oct 10, 2026

Features

Bill payCard lockCheck writingContactless cardDebit cardFree checksInterest bearingJoint accountsMobile check depositMobile walletOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees