Bank in Los Angeles, CAChecked Oct 10, 2026Updated
Cathay Bank
- Best savings rate
- 0.25% APY Cathay Optima Money Market
- Accounts we track
- 12
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| Cathay Passbook Savings | 0.05% | $3 |
| Cathay Statement Savings | – | None |
| Cathay Student Savings | 0.05% | None |
| Cathay savings | – | – |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| Cathay Optima Money Market | 0.25% | None |
| Cathay Smart Money Market | 0.25% | $50 |
| Cathay money_market | – | – |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| Cathay Digital Personal Interest Checking | 0.05% | $15 |
| Cathay Everyday Checking | – | $3 |
| Cathay Student Advantage Checking | – | None |
| Cathay ValuePlus Checking | 0.05% | $15 |
| Cathay checking | – | $10 |
About Cathay Bank
- Headquarters
- Los Angeles, CA
- Regulator
- Federal Deposit Insurance Corporation
- FDIC certificate
- 18503 · FDIC BankFind record
- Federal Reserve RSSD ID
- 595869
- Website
- cathaybank.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.