Cathay BankChecking accountChecked Oct 10, 2026Updated
Cathay ValuePlus Checking
0.05%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- $15 a month
- To open
- $2,000 to open
- On our list
- #290 of 986 checking accounts, by a year’s value for an everyday customer
Visit CathayThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $10,000 to $24,999.99 | 0.02% |
| $100,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $2,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- $15 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintain a minimum daily balance of $2,000 in the account
- a combined balance of $10,000 in other consumer deposit accounts
- Minimum to open
- $2,000Source · checked Oct 10, 2026
- ATM network
- PULSE Select® / Money Pass® ATM networkSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Features
Bill payCheck writingDebit cardFree checksInterest bearingOverdraft protection transferZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees