No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Cathay BankChecking accountChecked Oct 10, 2026Updated

Cathay checking

$10monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#231 of 986 checking accounts, by a year’s value for an everyday customer
Visit CathayThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintain a minimum daily balance of $1,000 in the account
  • qualifying direct deposit of $100 or more in total each monthly statement cycle
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
PLUS®, VISA®, STAR®, MoneyPass® NetworksSource · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardFree checksJoint accountsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees