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Cathay BankSavings accountChecked Oct 10, 2026Updated

Cathay Passbook Savings

0.01%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$1 after fees
Monthly fee
$3 a month
To open
$100 to open
On our list
#186 of 234 savings accounts, by a year’s value on $10,000
Visit CathayThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.01%$0
$5,0000.01%$0
$10,0000.01%$1
$25,0000.01%$2
$50,0000.03%$15
$100,0000.05%$50

Rates by balance

BalanceAPY
$0 to $49,999.990.01%
$50,000 to $99,999.990.03%
$100,000 and up0.05%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$100Source · checked Oct 10, 2026
Interest compounds
The interest will compound daily and credit monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
$3 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
maintain a minimum daily balance of $500Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026

Features

Automatic savingsInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money