No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Cathay BankChecking accountChecked Oct 10, 2026Updated

Cathay Digital Personal Interest Checking

0.05%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
$15 a month
To open
$2,000 to open
On our list
#215 of 986 checking accounts, by a year’s value for an everyday customer
Visit CathayThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintain a minimum daily balance of $2,000 in the account
  • a combined balance of $10,000 in other consumer deposit accounts with us
Source · checked Oct 10, 2026
Minimum to open
$2,000Source · checked Oct 10, 2026
ATM network
PULSE Select® / Money Pass® ATM networkSource · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardFree checksInterest bearingOverdraft protection transferZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees