Iowa Paycheck Calculator
What you take home in Iowa after federal income tax, Social Security, Medicare and Iowa income tax (a flat 3.8% in 2026).
Take-home pay in Iowa, 2026, by salary (no 401(k))
| Salary | Single: a year | Single: every two weeks | Married: a year | Iowa tax, single |
|---|---|---|---|---|
| $40,000 | $33,452 | $1,286.61 | $35,944 | $868 |
| $60,000 | $48,762 | $1,875.45 | $51,594 | $1,628 |
| $75,000 | $59,394 | $2,284.40 | $63,076 | $2,198 |
| $100,000 | $76,032 | $2,924.30 | $82,214 | $3,148 |
| $150,000 | $108,743 | $4,182.42 | $118,789 | $5,048 |
| $200,000 | $141,979 | $5,460.72 | $153,025 | $6,948 |
Iowa income tax brackets, 2026
| Rate | Single filers | Married filing jointly |
|---|---|---|
| 3.80% | Over $0 | Over $0 |
How this calculator works
Federal income tax uses the 2026 brackets and standard deduction; Social Security is 6.2% up to $184,500 and Medicare 1.45% (plus 0.9% over $200,000).
Iowa income tax uses its 2026 brackets, a standard deduction of $16,100 single or $32,200 joint and a personal credit of $40, as compiled by the Tax Foundation.
What it assumes
- Standard deduction, no other income or credits, and the year's tax spread evenly across paychecks.
- Iowa has no state disability or paid-leave payroll tax that this leaves out.
- Some Iowa cities, counties or school districts tax wages (on average 0.08% where they do); enter yours as local income tax.
Questions people ask
Does Iowa have a state income tax?
Yes: a flat 3.8% of taxable income in 2026.
How much is taken out of a $75,000 salary in Iowa?
For a single filer with no 401(k): $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,198 of Iowa income tax, leaving $59,394 a year, $2,284.40 every two weeks.
What is $100,000 a year after taxes in Iowa?
About $76,032 for a single filer with no 401(k), or $6,336 a month: $13,170 federal income tax, $7,650 Social Security and Medicare, $3,148 Iowa income tax. That's 24.0% of pay in taxes.
Does a 401(k) lower Iowa income tax?
Generally yes: traditional 401(k) contributions come out before federal and Iowa income tax, though not before Social Security and Medicare.
Other states
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- Washington, DC
Related calculators
Sources
- IRS: Revenue Procedure 2025-32 (2026 tax brackets)
- IRS: Tax inflation adjustments for tax year 2026
- SSA: 2026 Social Security wage base (Federal Register)
- Tax Foundation: State income tax rates and brackets, 2026
Updated by the RateHerald team. The maths is tested against worked examples; report a problem.