Oriental BankSavings accountChecked Oct 10, 2026Updated
Oriental Savings
0.15%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $15 after fees
- Monthly fee
- $2 a month
- To open
- $250 to open
- On our list
- #127 of 234 savings accounts, by a year’s value on $10,000
Visit OrientalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | $0 |
| $5,000 | 0.15% | $8 |
| $10,000 | 0.15% | $15 |
| $25,000 | 0.20% | $50 |
| $50,000 | 0.30% | $150 |
| $100,000 | 0.30% | $300 |
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $4,999.99 | 0.05% |
| $5,000 to $24,999.99 | 0.15% |
| $25,000 to $49,999.99 | 0.20% |
| $50,000 to $99,999.99 | 0.30% |
| $100,000 and up | 0.30% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- You must maintain a minimum average daily balance of $0.01 in the Account during the cycle to obtain the disclosed Annual Percentage Yield (APY).Source · checked Oct 10, 2026
- Interest compounds
- Interest, if any, will be compounded and credited to your Account on a monthly basis.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $2 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Maintain a daily balance in the Account of $1,000 or more.Source · checked Oct 10, 2026
- Minimum to open
- $250Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- ATM network
- Oriental’s or one of the affiliated networks Allpoint® or Sharenet®Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.05%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $100Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Where
- Anywhere in the USSource · checked Oct 10, 2026
Features
Bill payCash deposit ATMDebit cardInterest bearingMobile check depositMobile walletOverdraft grace periodOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money