Oriental BankChecking accountChecked Oct 10, 2026Updated
Oriental Junior Account
0.15%APY · as of Oct 10, 2026
- A year for an everyday customer
- $2 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $250 to open
Visit OrientalThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $499.99 | 0.05% |
| $500 to $24,999.99 | 0.10% |
| $25,000 to $49,999.99 | 0.15% |
| $50,000 to $99,999.99 | 0.15% |
| $100,000 and up | 0.15% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- You must maintain a minimum average daily balance of $0.01 in the Account during the cycle to obtain the disclosed Annual Percentage Yield (APY).Source · checked Oct 10, 2026
- Interest compounds
- Interest, if any, will be compounded and credited to your Account on a monthly basis.Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $250Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- Withdrawals a month
- 15Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $0.15Source · checked Oct 10, 2026
- ATM network
- Oriental’s or one of the affiliated networks Allpoint® or Sharenet®Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.05%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $100Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Bill payCash deposit ATMDebit cardMinor accountsMobile check depositMobile walletOverdraft grace periodOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money